:root {
  --accent: #ffc400;
  --accent-2: #ff9a00;
  --accent-dark: #e6a800;
  --ink: #221c07;
  --bg: #fffdf2;
  --bg-soft: #fff7d6;
  --card: #ffffff;
  --muted: #7a6f52;
  --border: #f0e4b8;
  --danger: #b3261e;
  --radius: 18px;
  --shadow: 0 10px 30px rgba(174, 138, 0, 0.14);
  --shadow-btn: 0 8px 22px rgba(255, 170, 0, 0.45);
  --container: 1120px;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background:
    radial-gradient(900px 420px at 85% -10%, #ffefad 0%, transparent 60%),
    radial-gradient(700px 380px at -10% 30%, #fff3c4 0%, transparent 55%),
    var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 15px 32px;
  border-radius: 999px;
  font-size: 16px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  transition: transform 0.2s, box-shadow 0.2s, filter 0.2s;
}

.btn--cta {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-2) 100%);
  color: var(--ink);
  box-shadow: var(--shadow-btn);
}

.btn--cta:hover {
  transform: translateY(-3px) scale(1.02);
  filter: brightness(1.05);
  box-shadow: 0 14px 34px rgba(255, 170, 0, 0.55);
}

.btn--cta:active {
  transform: translateY(-1px);
}

.btn--cta svg {
  transition: transform 0.2s;
}

.btn--cta:hover svg {
  transform: translateX(4px);
}

.btn--xl {
  padding: 18px 40px;
  font-size: 18px;
}

.btn--xxl {
  padding: 20px 52px;
  font-size: 20px;
  animation: pulse 2.2s ease-in-out infinite;
}

.btn--block {
  width: 100%;
}

@keyframes pulse {
  0%, 100% {
    box-shadow: 0 8px 22px rgba(255, 170, 0, 0.45);
  }
  50% {
    box-shadow: 0 8px 34px rgba(255, 170, 0, 0.8);
  }
}

.ad-bar {
  background: var(--bg-soft);
  border-bottom: 1px solid var(--border);
}

.ad-bar__inner {
  padding: 6px 20px;
}

.ad-notice {
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
  text-align: center;
}

.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 253, 242, 0.94);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 72px;
}

.logo {
  font-size: 25px;
  font-weight: 800;
  white-space: nowrap;
}

.logo span {
  color: var(--accent-dark);
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-2) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.nav {
  display: flex;
  align-items: center;
  gap: 32px;
  flex: 1;
  justify-content: flex-end;
}

.nav__list {
  display: flex;
  gap: 28px;
  list-style: none;
}

.nav__link {
  font-size: 15px;
  font-weight: 600;
  transition: color 0.2s;
}

.nav__link:hover {
  color: var(--accent-dark);
}

.nav__cta {
  padding: 12px 26px;
  font-size: 15px;
}

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.burger span {
  width: 26px;
  height: 3px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform 0.3s, opacity 0.3s;
}

.burger.active span:nth-child(1) {
  transform: translateY(8px) rotate(45deg);
}

.burger.active span:nth-child(2) {
  opacity: 0;
}

.burger.active span:nth-child(3) {
  transform: translateY(-8px) rotate(-45deg);
}

.hero {
  padding: 72px 0 64px;
}

.hero__inner {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 48px;
  align-items: center;
}

.tag {
  display: inline-block;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 7px 16px;
  font-size: 13px;
  font-weight: 700;
  color: var(--accent-dark);
  margin-bottom: 20px;
  box-shadow: 0 3px 10px rgba(174, 138, 0, 0.1);
}

.hero__title {
  font-size: clamp(32px, 4.5vw, 50px);
  line-height: 1.12;
  margin-bottom: 14px;
  letter-spacing: -0.5px;
}

.hero__title span {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-2) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero__subtitle {
  font-size: clamp(18px, 2.2vw, 23px);
  font-weight: 700;
  margin-bottom: 12px;
}

.hero__subtitle strong {
  color: #16a34a;
}

.hero__text {
  color: var(--muted);
  max-width: 500px;
  margin-bottom: 28px;
}

.hero__btn {
  margin-bottom: 22px;
}

.hero__badges {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  list-style: none;
  margin-bottom: 18px;
}

.hero__badges li {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 8px 16px;
  font-size: 14px;
  font-weight: 600;
}

.hero__disclaimer {
  font-size: 12px;
  color: var(--muted);
}

.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  list-style: none;
  margin-bottom: 20px;
}

.stat {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 14px 8px;
  text-align: center;
  transition: transform 0.2s, box-shadow 0.2s;
}

.stat:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}

.stat__num {
  display: block;
  font-size: clamp(20px, 2.4vw, 27px);
  font-weight: 800;
  background: linear-gradient(135deg, #e6a800 0%, #ff9a00 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-variant-numeric: tabular-nums;
}

.stat__label {
  font-size: 12px;
  color: var(--muted);
  font-weight: 600;
}

.marquee {
  overflow: hidden;
  background: #fff;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 13px 0;
}

.marquee__track {
  display: flex;
  width: max-content;
  animation: marquee-scroll 30s linear infinite;
}

.marquee__track span {
  white-space: nowrap;
  font-size: 15px;
  font-weight: 700;
  color: var(--accent-dark);
}

@keyframes marquee-scroll {
  to {
    transform: translateX(-50%);
  }
}

.reveal {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

.calc__value.is-paid {
  color: #c2410c;
}

.calc__range.is-paid {
  accent-color: #ff7a00;
}

.live-feed {
  position: fixed;
  left: 20px;
  bottom: 20px;
  z-index: 95;
  display: grid;
  gap: 10px;
  pointer-events: none;
}

.toast {
  display: flex;
  gap: 12px;
  align-items: center;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 12px 18px 12px 12px;
  box-shadow: var(--shadow);
  max-width: 320px;
  transform: translateX(-120%);
  opacity: 0;
  transition: transform 0.5s cubic-bezier(0.2, 0.9, 0.3, 1.2), opacity 0.4s;
}

.toast.show {
  transform: none;
  opacity: 1;
}

.toast__avatar {
  flex: 0 0 42px;
  height: 42px;
  border-radius: 50%;
  background: linear-gradient(135deg, #fff3c4 0%, #ffe08a 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}

.toast__name {
  font-size: 14px;
  font-weight: 700;
}

.toast__amount {
  font-size: 13px;
  color: #16a34a;
  font-weight: 700;
}

.toast__time {
  display: block;
  font-size: 11px;
  color: var(--muted);
}

@media (prefers-reduced-motion: reduce) {
  .marquee__track,
  .btn--xxl,
  .sticky-cta {
    animation: none;
  }

  html {
    scroll-behavior: auto;
  }

  .reveal {
    transition: none;
    opacity: 1;
    transform: none;
  }
}

@media (max-width: 768px) {
  .stats {
    grid-template-columns: repeat(2, 1fr);
  }

  .live-feed {
    left: 12px;
    bottom: 88px;
  }

  .toast {
    max-width: 280px;
    padding: 10px 14px 10px 10px;
  }
}

.hero__card .calc {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  box-shadow: var(--shadow);
}

.calc__title {
  font-size: 22px;
  margin-bottom: 22px;
}

.calc__field {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 10px;
}

.calc__label {
  font-size: 14px;
  color: var(--muted);
  font-weight: 600;
}

.calc__value {
  font-size: 28px;
  font-weight: 800;
}

.calc__value--sm {
  font-size: 22px;
}

.calc__range {
  width: 100%;
  accent-color: var(--accent-dark);
  margin-bottom: 8px;
  cursor: pointer;
}

.calc__scale {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 20px;
}

.calc__note {
  margin-top: 12px;
  font-size: 12px;
  color: var(--muted);
  text-align: center;
}

.section {
  padding: 64px 0;
}

.section__title {
  font-size: clamp(24px, 3vw, 34px);
  text-align: center;
  margin-bottom: 40px;
  letter-spacing: -0.3px;
}

.steps {
  background: #fff;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.steps__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 36px;
}

.step {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  text-align: center;
  transition: transform 0.2s, box-shadow 0.2s;
}

.step:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.step__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-2) 100%);
  font-size: 22px;
  font-weight: 800;
  margin-bottom: 16px;
  box-shadow: var(--shadow-btn);
}

.step__title {
  font-size: 19px;
  margin-bottom: 8px;
}

.step__text {
  color: var(--muted);
  font-size: 15px;
}

.steps__btn,
.terms__btn,
.faq__btn {
  display: flex;
  margin: 0 auto;
  width: fit-content;
}

.terms__list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  margin-bottom: 36px;
}

.terms__item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 20px 24px;
}

.terms__item span {
  display: block;
  font-size: 13px;
  color: var(--muted);
  font-weight: 600;
  margin-bottom: 4px;
}

.terms__warning {
  max-width: 760px;
  margin: 28px auto 0;
  background: #fdecea;
  border: 1px solid #f5c6c2;
  border-radius: 14px;
  padding: 16px 20px;
  font-size: 14px;
  color: #7a241f;
  text-align: left;
}

.faq {
  background: #fff;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.faq__wrap {
  max-width: 820px;
}

.faq__list {
  display: grid;
  gap: 12px;
  margin-bottom: 36px;
}

.faq__item {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 18px 22px;
  transition: box-shadow 0.2s;
}

.faq__item[open] {
  box-shadow: var(--shadow);
}

.faq__item summary {
  cursor: pointer;
  font-weight: 700;
  font-size: 16px;
  list-style: none;
  position: relative;
  padding-right: 30px;
}

.faq__item summary::-webkit-details-marker {
  display: none;
}

.faq__item summary::after {
  content: "+";
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  font-size: 22px;
  font-weight: 400;
  color: var(--accent-dark);
  transition: transform 0.2s;
}

.faq__item[open] summary::after {
  transform: translateY(-50%) rotate(45deg);
}

.faq__item p {
  margin-top: 10px;
  color: var(--muted);
  font-size: 15px;
}

.cta-final {
  padding: 72px 0;
  text-align: center;
  background: linear-gradient(135deg, #fff5cf 0%, #ffedaa 100%);
  border-bottom: 1px solid var(--border);
}

.cta-final__title {
  font-size: clamp(26px, 3.5vw, 38px);
  margin-bottom: 10px;
  letter-spacing: -0.5px;
}

.cta-final__text {
  font-size: clamp(16px, 2vw, 19px);
  color: var(--muted);
  margin-bottom: 32px;
}

.footer {
  background: #241f0e;
  color: rgba(255, 250, 230, 0.72);
  padding: 48px 0 28px;
  font-size: 13px;
}

.footer__warning {
  background: rgba(255, 196, 0, 0.07);
  border: 1px solid rgba(255, 196, 0, 0.25);
  border-radius: 14px;
  padding: 22px 26px;
  display: grid;
  gap: 10px;
  margin-bottom: 36px;
}

.footer__warning strong {
  color: #ffd75e;
}

.footer__warning a {
  color: #ffd75e;
  text-decoration: underline;
}

.footer__cols {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  padding-bottom: 28px;
  border-bottom: 1px solid rgba(255, 250, 230, 0.14);
}

.footer__title {
  color: #ffd75e;
  font-size: 15px;
  margin-bottom: 12px;
}

.footer__list {
  list-style: none;
  display: grid;
  gap: 7px;
}

.footer__list a {
  color: rgba(255, 250, 230, 0.72);
  transition: color 0.2s;
}

.footer__list a:hover {
  color: #ffd75e;
}

.footer__bottom {
  padding-top: 22px;
  display: grid;
  gap: 10px;
}

.footer__ad {
  font-size: 13px;
  font-weight: 700;
  color: #ffd75e;
}

.footer__copy {
  color: rgba(255, 250, 230, 0.45);
}

.sticky-cta {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 90;
  display: none;
  align-items: center;
  gap: 8px;
  padding: 14px 26px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-2) 100%);
  color: var(--ink);
  font-weight: 800;
  font-size: 15px;
  box-shadow: var(--shadow-btn);
  animation: pulse 2.2s ease-in-out infinite;
}

@media (max-width: 1024px) {
  .hero__inner {
    grid-template-columns: 1fr;
  }

  .hero__card {
    max-width: 520px;
  }

  .steps__grid {
    grid-template-columns: 1fr;
  }

  .terms__list {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer__cols {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 14px;
    background: #fffdf2;
    border-bottom: 1px solid var(--border);
    padding: 20px;
    transform: translateY(-8px);
    opacity: 0;
    visibility: hidden;
    transition: transform 0.3s, opacity 0.3s, visibility 0.3s;
  }

  .nav.open {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .nav__list {
    flex-direction: column;
    gap: 14px;
  }

  .nav__link {
    font-size: 17px;
  }

  .burger {
    display: flex;
  }

  .sticky-cta {
    display: flex;
  }

  body {
    padding-bottom: 76px;
  }

  .section {
    padding: 48px 0;
  }

  .hero {
    padding: 48px 0;
  }

  .terms__list {
    grid-template-columns: 1fr;
  }

  .terms__warning {
    text-align: left;
  }
}

@media (max-width: 480px) {
  .hero__card .calc {
    padding: 22px;
  }

  .footer__cols {
    grid-template-columns: 1fr;
  }

  .btn {
    padding: 13px 24px;
    font-size: 15px;
  }

  .btn--xl {
    padding: 15px 28px;
    font-size: 16px;
  }

  .btn--xxl {
    padding: 16px 36px;
    font-size: 17px;
  }

  .calc__value {
    font-size: 24px;
  }

  .hero__btn,
  .steps__btn,
  .terms__btn,
  .faq__btn,
  .cta-final .btn {
    width: 100%;
  }
}